Bankruptcy is never an easy decision.  However, if you are overcome by debt and stressed out every month about how you are going to make ends meet, a chapter 7 bankruptcy may be the right decision for you.

Chapter 7 Bankruptcy allows and individual or small business to relieve debt and get a fresh financial start.

  • Credit Card Debt
  • Medical Debt
  • Personal/Private Loans
  • Stop Foreclosure Actions
  • Tax Debt (under qualifying circumstances)

The eligibility requirements that you must meet in order to file a Chapter 7 bankruptcy

  • You can only file once every 8 years
  • You must reside in the state for at least 120 days prior to filing in this jurisdiction
  • You must qualify under the median income requirements

Once the petition is filed an automatic stay goes into effect.  The automatic stay immediately stops all those harassing phone calls from creditors, stops all collection activities including pending court actions, wage garnishments, bank executions and foreclosure actions.

Kelsey Law can assist you to determine if you meet the eligibility requirements and in the filing of a Chapter 7 bankruptcy allowing you the financial freedom to start over.  If you don’t meet the requirements or it is not a sensible decision for you to file a bankruptcy, Kelsey Law can discuss other options to assist you.

Kelsey Law has been providing bankruptcy services for over a decade. We can help you to determine the best road to your financial recovery.

Kelsey Law understands your situation, therefore we provide a free initial consultation.  Call us today to set up an appointment.



Reasons people file bk

Loss of Employment

No Health Insurance

Medical Debt

Debt Relief Agency did not work out

Lack of Retirement Funds/Not enough social security income

Doing ok until the car died/furnace broke


Debt Happens – we clean it up.


Office Location

Kelsey Law, LLC
2275 Silas Deane Highway
Rocky Hill, CT 06067
Kelsey Law Contact Form

True, we build no bridges. We raise no towers. We construct no engines. We paint no pictures. There is little of all that we do which the eye of man can see. But we smooth out difficulties; we relieve stress; we correct mistakes; we take up other men's burdens, and by our efforts, we make possible the peaceful life of men in a peaceful state."

John W. Davis

Attorney & West Virginia Congressman, Early 1900s